Question
When asked to adopt a social policy, you can right click to opt out. If you do this, do you lose those cultural points, or do they roll over until your next cultural advancement?
I don't like any of the currently available social policies, but I have been asked to choose a new policy twice.
Answer
You will accumulate Culture Points even if you already have enough points to buy a policy. This can be very important strategically:
If you build the Cristo Redentor Wonder (or are close to building it) you should wait to buy your policy until after it's complete, in order to gain the 33% discount.
If you build or annex more cities the cost of future policies goes up, so you should purchase your next policy before obtaining a new city.
As far as not wanting any of the currently available policies, sometimes you have to just take a non-ideal policy to open up future policies you DO care about.
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